How to Pay Less For Car Insurance


Car insurance is a must for every sensible car owner. The problem is that its cost is constantly on the rise. Here are 5 tips to help you save money on car insurance:

Shop Around

Insurance costs vary greatly from one provider to the next, so shop around. You may want to consider going through an insurance broker to find the best rate. This service is typically free and can help you save tens, maybe even hundreds of dollars per year on insurance.


When your policy is up for renewal, don’t just automatically sign on for another year. Rather, go through the price-comparing process all over again to make sure you’re still getting the best deal. Have you found a better price elsewhere? Either switch over to that company or use the knowledge as leverage to negotiate a better price with your present provider.

Raise Your Deductible

Raising your deductible will lower your premium. Keep in mind, however, that if you chose to do this and you eventually make a claim, the amount you pay out of pocket will be higher.

Bundle Your Insurance

Many insurance companies offer lower prices when you insure both car and home with them. All you need to do is ask!

Buying Used VS New

Buying a used car will not only reduce the initial purchasing amount for your vehicle, but it will also lower the cost of insurance. The reason is that it is less expensive for the insurer to replace an older vehicle over a new one.

If you choose to buy a pre-owned vehicle, just make sure to visit a reputable used car dealership, such as Club Auto Escompte, where you can find a great variety of used cars at a fraction of their original price.

Indeed, it is possible to save money on car insurance. Next time you’re in the market, try using some of the tips mentioned above. You’ll end up saving money on your next car insurance policy.


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